Freight factoring • Transportation finance

Your Freight.
Your Cash Flow.
Your Growth.

Flexible invoice factoring for trucking, freight brokerage and logistics. Financing shaped by firsthand transportation experience.

Get a Freight Factoring Quote →See How It Works ▶

Built around the realities of transportation receivables.

Turn Your Invoices Into Cash — four-step factoring cycle with arrows

WHY WE BUILT FLUX

Built on experience. Driven by understanding.

We know transportation because we've lived it.

Our founder grew up in a family transportation business and later owned and operated his own trucking company.

After relying on invoice factoring for years, he understood its advantages — and the limitations of traditional financing.

After leaving the transportation industry, he brought that experience into finance to build a more flexible, practical and personal approach.

That vision became Flux Capital.

Cash flow for the road ahead

Your invoices should work as hard as you do.

Funding designed around the realities of freight and transportation.

95%

Advances up to 95%

On approved eligible receivables, according to your factoring agreement.

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Potential same-day funding

For approved invoices and complete documents received before the funding cutoff.

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Built for freight documentation

Submit freight invoices with signed proof of delivery and required supporting documents.

Financing built for freight

Your freight moves fast.
Your cash flow should too.

Whether you operate trucks or coordinate loads, unpaid freight invoices shouldn't hold back your next opportunity.

Trucking & Carriers

Access funds against eligible freight invoices to support fuel, payroll, maintenance and new loads.

Freight Brokerage

Finance eligible brokerage receivables while keeping carrier payments and operations moving.

Logistics & Transportation

Working capital solutions for businesses managing shipments, deliveries and transportation receivables.

A simple example

Get 95% funded today. Receive more when your customer pays.

Turn an approved freight invoice into working capital the same day. When your customer pays, we return the unused portion of your 5% reserve after factoring fees. Faster payment generally means lower time-based fees and more money returned to you.

Get a personalized quote →

How your funding works

Your freight invoice$10,000

STEP 1 · SAME-DAY FUNDING

$9,500

95% of your approved invoice is advanced the same day.

STEP 2 · WHEN YOUR CUSTOMER PAYS

Get part of the remaining 5% back

We release the unused reserve after deducting the applicable factoring fees. The amount depends on how quickly your customer pays.

Illustrative example. Same-day funding requires approval and complete documents received before the funding cutoff. Actual advance, fees, reserve release and timing are subject to your agreement. The 5% reserve is not a 5% factoring fee.

Transportation is our focus

Built for the businesses that keep freight moving.

Truckload Carriers

Freight Brokers

Logistics Providers

Transportation Companies

Freight factoring FAQ

Answers before your next load.

What is freight factoring?

Freight factoring converts eligible unpaid freight invoices into an earlier cash advance. The customer pays the factor according to the agreed payment instructions.

Can trucking companies and freight brokers apply?

Yes. Flux Capital reviews applications from trucking companies, carriers, freight brokers and logistics businesses. Eligibility is subject to review.

What documents are needed?

Typically the freight invoice, signed proof of delivery (POD), and any additional documents required to verify the shipment and receivable.

How soon can an approved invoice be funded?

Same-day funding may be available for approved invoices with complete documents received before the applicable cutoff. Otherwise, funding may occur the next business day or later depending on review.

How is the remaining reserve paid?

After the customer pays the factored invoice, Flux releases the remaining reserve, less applicable factoring fees and any other amounts due under the agreement.

Let's talk freight funding

More freight.
Less waiting.

Tell us about your company and freight receivables. We'll discuss whether factoring is a fit for your business.

1-888-359-FLUX

[email protected]

Your Freight.Your Cash Flow.Your Growth.